The "Loan arRanger"

Revised:  03/22/2007

Equipment Leasing and Equipment Financing

Equipment leasing and equipment financing programs help cash flow and make superior equipment available to you and/or your customers. Whether you’re selling or buying capital equipment financing, keep the following in mind:

What equipment leasing does…

·        Minimizes out-of-pocket costs and typically creates an immediate positive cash flow.          

·        Simplifies budgeting because you establish a limited and fixed payment.

·        Locks rates and eliminates concern over variable interest rates.       

·        Creates a direct tax deduction versus loan payments that is proportionally depreciated. 

·        Keeps credit and bank lines available for working capital application.

·        Structures payment for seasonality or start-up needs.                      

·        Provides rapid returns on assets versus long payback periods.

·        Hedges against equipment obsolescence.    

What equipment leasing doesn’t do…                                             

·        Create covenants as do many loan agreements.      

·        Require down payments or large deposits (typically).

Ernie, after we were promised financing (and all we got were promises!) you helped us acquire equipment that saved us $4,000 a month – over eight times the amount of the monthly payment – in time to meet our contract obligations. Not only were the savings important, but you protected our reputation for meeting our commitments on time!

In addition to relieving our receivables back-ups, your leasing programs actually helped us close more sales. Ernie, we both know that I was hesitant to work with you because other companies made promises to us and never delivered, such as the company that left us and our customer hanging with an $80,000 piece of equipment that they had approved the buyer for financing – and then retracted the proposal after we had built and delivered the piece. Thankfully you did everything you said – and then some!

Put a proven track record to work for you today by calling Ernie @ 1-877-813-2923.